EarnIt: chores, allowance and saving for kids
A chore chart and allowance app for families, with no debit card and no bank account involved.
Free for up to 2 kids · Premium $30/year · iPhone, iPad, Android and web
At a glance
- What it is: a chore chart, allowance tracker and savings app for kids about 4 to 16.
- How it works: parents set chores and what each pays; kids tick them off; parents approve; the money lands in the kid’s balance, split into spend, save and give.
- Free plan: up to 2 kids, 1 parent, 2 active chore lists per kid and 2 savings goals.
- Premium ($5/month or $30/year): kids log in on their own device with a PIN, submit chores with photo proof and request payouts; plus the weekly chore chart, automatic allowance, up to 10 kids and a second parent.
- No card, no bank account: EarnIt keeps the ledger; parents pay out however they like.
- Languages: English, Spanish, German, French and Portuguese.
- Rating: 4.6 on the App Store.
Why we built it without a debit card
Most allowance apps are card products: a monthly fee, an account in the child’s name, and money a young kid can spend on their own. That is the right tool for a teenager buying lunch. For a six-year-old learning that chores earn money, it is a lot of product.
EarnIt does the part families actually need: what each chore is worth, what got done, what was approved, and what the balance is. Paying out stays with the parent, in cash, by transfer to an account you already have, or by buying the thing the kid saved for. You can also run it on points instead of money.
Guides on earnit-app.com
- Free printable chore charts (PDF): eight charts by age, from a picture chart for preschoolers to a pocket money log.
- How much allowance by age: a chart and calculator for ages 4 to 17.
- A chore app that pays kids, without a debit card: how EarnIt’s free and Premium plans work.
- Age-appropriate chores for kids: what children can do at each stage.
- BusyKid vs Greenlight vs EarnIt and the best chore and allowance apps of 2026.
Frequently asked questions
Who makes EarnIt?
EarnIt is made by Rooks Labs LLC, a small software company in Utah, USA. Its website is earnit-app.com.
Is EarnIt related to EarnIn?
No. EarnIn is a payday-advance app for adults. EarnIt is a chore and allowance app for families with kids. They are separate products from separate companies.
Is EarnIt free?
Yes, for up to 2 kids and 1 parent, with no time limit and no card. Premium is $5 a month or $30 a year and adds kid logins, the weekly chore chart, automatic allowance, up to 10 kids and a second parent.
Does EarnIt need a debit card or bank account?
No. EarnIt tracks each kid’s balance; parents pay out in cash or however they prefer, and record it in the app.
Try EarnIt with your kids
Set up two kids and a few chores in about five minutes. Free, with no card and no ads.
More from Rooks Labs: Habiro, a private habit tracker, and Sudoku Mission, an ad-free Sudoku game.